Sep, 30, 2025 — SAVANNAH POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in SAVANNAH, GA with 1 branch location and about $23.94 million in total assets. Opened 35 years ago in 1991, SAVANNAH POSTAL CREDIT UNION has about 2,083 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAVANNAH POSTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 22 Oglethorpe Professional Blvd SAVANNAH, GA 31406 |
| Phone: | (912) 691-2087 |
| Fax: | (912) 351-9120 |
| Website: | https://www.savannahpostalcu.com |
| Branches: | 1 branch locations |
| Members: | 2,083 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67364 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,937,664 |
| CEO/Manager: | Nichole Williams |
| Chairperson: | David E Usher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,500,606 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,818,522 |
| Unsecured Loans | 1,772,302 |
| Other Loans | 9,129,788 |
| TOTAL LOANS | 13,050,441 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,320 |
| Land And Building | 396,196 |
| Other Fixed Assets | 36,861 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 201,176 |
| All Other Assets | 78,425 |
| TOTAL ASSETS | 23,937,664 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 298,569 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,519,072 |
| Regular shares | 12,313,253 |
| All Other Shares & Deposits | 3,021,524 |
| TOTAL SHARES & DEPOSITS | 19,853,850 |
| TOTAL LIABILITIES | 20,152,419 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,785,245 |
| TOTAL EQUITY | 3,785,245 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,937,664 |
| INCOME & EXPENSE | |
| Loan Income | 708,628 |
| Investment Income | 293,605 |
| Other Income | 151,781 |
| Total Employee Compensation & Benefits | 336,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 570,795 |
| Non-operating Income & (Expense) | -3,695 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 89,000 |
| Cost of Funds | 37,146 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 235,144 |
| ↑ Back to Top | |