Sep, 30, 2025 — JEANNE D'ARC CREDIT UNION is a federally insured state chartered credit union headquartered in LOWELL, MA with 11 branch locations and about $2.22 billion in total assets. Opened 115 years ago in 1911, JEANNE D'ARC CREDIT UNION has about 103,920 members and employs 271 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JEANNE D'ARC CREDIT UNION |
|---|---|
| Address: (Main Office) | 581 Merrimack St LOWELL, MA 01854-3908 |
| Phone: | (978) 452-5001 |
| Fax: | |
| Website: | https://www.jdcu.org |
| Branches: | 11 branch locations |
| Members: | 103,920 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67352 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1911 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,223,055,819 |
| CEO/Manager: | Larissa C Thurston |
| Chairperson: | Naomi Prendergast |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 214,007,189 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 362,508 |
| Real Estate Loans | 1,586,263,194 |
| Unsecured Loans | 55,948,211 |
| Other Loans | 143,082,062 |
| TOTAL LOANS | 1,785,463,140 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,531,825 |
| Land And Building | 26,638,282 |
| Other Fixed Assets | 14,909,579 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,815,229 |
| All Other Assets | 16,638 |
| TOTAL ASSETS | 2,223,055,819 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,468 |
| Notes & Interest Payable | 242,909,166 |
| Accounts Payable & Other Liabilities | 28,413,373 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 25,000,000 |
| Share Drafts | 230,217,639 |
| Regular shares | 347,809,614 |
| All Other Shares & Deposits | 1,180,925,596 |
| TOTAL SHARES & DEPOSITS | 1,758,952,848 |
| TOTAL LIABILITIES | 2,055,279,855 |
| Regular Reserve | 0 |
| Other Reserves | -55,589 |
| Undivided Earnings | 167,831,553 |
| TOTAL EQUITY | 167,775,964 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,223,055,819 |
| INCOME & EXPENSE | |
| Loan Income | 63,658,788 |
| Investment Income | 9,651,795 |
| Other Income | 6,115,473 |
| Total Employee Compensation & Benefits | 20,476,961 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,648,908 |
| Non-operating Income & (Expense) | -1,562 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 559,734 |
| Cost of Funds | 38,560,567 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,441,555 |
| ↑ Back to Top | |