Sep, 30, 2025 — BELL CREDIT UNION is a federally insured state chartered credit union headquartered in HUTCHINSON, KS with 1 branch location and about $27.00 million in total assets. Opened 88 years ago in 1938, BELL CREDIT UNION has about 2,121 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BELL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1601 N Lorraine St HUTCHINSON, KS 67501 |
| Phone: | (620) 662-0731 |
| Fax: | (620) 662-0769 |
| Website: | https://www.bellcu.com |
| Branches: | 1 branch locations |
| Members: | 2,121 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67263 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,002,303 |
| CEO/Manager: | Crystal L Miller |
| Chairperson: | Faye Summervill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,644,986 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,664,809 |
| Other Loans | 16,420,172 |
| TOTAL LOANS | 18,084,980 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -166,778 |
| Land And Building | 86,873 |
| Other Fixed Assets | 2,032 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 230,710 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,002,303 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,423 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 137,009 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,401,639 |
| Regular shares | 4,814,099 |
| All Other Shares & Deposits | 17,075,882 |
| TOTAL SHARES & DEPOSITS | 24,291,620 |
| TOTAL LIABILITIES | 24,433,052 |
| Regular Reserve | 0 |
| Other Reserves | 513,064 |
| Undivided Earnings | 2,056,187 |
| TOTAL EQUITY | 2,569,251 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,002,303 |
| INCOME & EXPENSE | |
| Loan Income | 1,096,016 |
| Investment Income | 212,049 |
| Other Income | 147,159 |
| Total Employee Compensation & Benefits | 301,760 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 332,331 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 125,000 |
| Cost of Funds | 456,333 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 239,800 |
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