Sep, 30, 2025 — ATHENS AREA CREDIT UNION is a federally insured state chartered credit union headquartered in ATHENS, WI with 1 branch location and about $47.98 million in total assets. Opened 67 years ago in 1959, ATHENS AREA CREDIT UNION has about 2,989 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATHENS AREA CREDIT UNION |
|---|---|
| Address: (Main Office) | 112 ALFRED ST ATHENS, WI 54411 |
| Phone: | (715) 257-9337 |
| Fax: | (715) 257-9910 |
| Website: | https://www.athensareacu.com |
| Branches: | 1 branch locations |
| Members: | 2,989 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67243 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $47,980,060 |
| CEO/Manager: | VALERIE MURRAY |
| Chairperson: | CHARLES A KORNACK |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,378,864 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,803,427 |
| Unsecured Loans | 164,438 |
| Other Loans | 8,091,702 |
| TOTAL LOANS | 17,059,567 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -122,471 |
| Land And Building | 230,288 |
| Other Fixed Assets | 37,457 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 389,832 |
| All Other Assets | 0 |
| TOTAL ASSETS | 47,980,060 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,630 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 298,369 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,539,325 |
| Regular shares | 21,965,844 |
| All Other Shares & Deposits | 6,977,663 |
| TOTAL SHARES & DEPOSITS | 41,482,832 |
| TOTAL LIABILITIES | 41,811,831 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,168,229 |
| TOTAL EQUITY | 6,168,229 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,980,060 |
| INCOME & EXPENSE | |
| Loan Income | 558,472 |
| Investment Income | 787,141 |
| Other Income | 128,659 |
| Total Employee Compensation & Benefits | 346,884 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 379,313 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,016 |
| Cost of Funds | 217,387 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 536,418 |
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