Sep, 30, 2025 — WESTBY CO-OP CREDIT UNION is a federally insured state chartered credit union headquartered in WESTBY, WI with 12 branch locations and about $972.87 million in total assets. Opened 87 years ago in 1939, WESTBY CO-OP CREDIT UNION has about 41,290 members and employs 217 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTBY CO-OP CREDIT UNION |
|---|---|
| Address: (Main Office) | 501 N Main St WESTBY, WI 54667 |
| Phone: | (608) 634-3118 |
| Fax: | (608) 634-3148 |
| Website: | https://www.wccucreditunion.coop |
| Branches: | 12 branch locations |
| Members: | 41,290 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67208 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $972,871,024 |
| CEO/Manager: | CHRIS C BARNICK |
| Chairperson: | MONTE TORGERSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 63,042,356 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 713,865 |
| Real Estate Loans | 486,757,028 |
| Unsecured Loans | 20,439,130 |
| Other Loans | 193,884,785 |
| TOTAL LOANS | 702,634,619 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,205,910 |
| Land And Building | 9,360,323 |
| Other Fixed Assets | 1,436,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,893,527 |
| All Other Assets | 5,390 |
| TOTAL ASSETS | 972,871,024 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,435,331 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 6,994,489 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 198,909,827 |
| Regular shares | 146,055,587 |
| All Other Shares & Deposits | 448,571,480 |
| TOTAL SHARES & DEPOSITS | 793,536,894 |
| TOTAL LIABILITIES | 822,538,432 |
| Regular Reserve | 0 |
| Other Reserves | -1,483,987 |
| Undivided Earnings | 151,816,579 |
| TOTAL EQUITY | 150,332,592 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 972,871,024 |
| INCOME & EXPENSE | |
| Loan Income | 32,744,504 |
| Investment Income | 5,220,585 |
| Other Income | 2,913,277 |
| Total Employee Compensation & Benefits | 12,804,681 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,151,755 |
| Non-operating Income & (Expense) | 425,637 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,470,713 |
| Cost of Funds | 12,662,667 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,201,869 |
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