Sep, 30, 2025 — ACCESS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in AMARILLO, TX with 4 branch locations and about $196.77 million in total assets. Opened 73 years ago in 1953, ACCESS COMMUNITY CREDIT UNION has about 13,169 members and employs 58 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACCESS COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 6401 Bell St AMARILLO, TX 79109 |
| Phone: | (806) 353-9999 |
| Fax: | (806) 353-2533 |
| Website: | https://www.accesscreditunion.com |
| Branches: | 4 branch locations |
| Members: | 13,169 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67178 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $196,772,935 |
| CEO/Manager: | John Hays |
| Chairperson: | Kris Bosley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,063,725 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 106,764,361 |
| Unsecured Loans | 8,898,666 |
| Other Loans | 56,161,579 |
| TOTAL LOANS | 171,913,642 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -522,841 |
| Land And Building | 4,482,454 |
| Other Fixed Assets | 440,085 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,522,715 |
| All Other Assets | 463,694 |
| TOTAL ASSETS | 196,772,935 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 16,000,000 |
| Accounts Payable & Other Liabilities | 2,394,994 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,977,279 |
| Regular shares | 50,803,464 |
| All Other Shares & Deposits | 89,296,502 |
| TOTAL SHARES & DEPOSITS | 157,077,245 |
| TOTAL LIABILITIES | 175,472,239 |
| Regular Reserve | 0 |
| Other Reserves | 18,589,502 |
| Undivided Earnings | 2,711,194 |
| TOTAL EQUITY | 21,300,696 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 196,772,935 |
| INCOME & EXPENSE | |
| Loan Income | 7,584,510 |
| Investment Income | 809,839 |
| Other Income | 863,968 |
| Total Employee Compensation & Benefits | 3,651,672 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,060,626 |
| Non-operating Income & (Expense) | 7,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 265,000 |
| Cost of Funds | 3,313,637 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -159,130 |
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