Sep, 30, 2025 — SANTA BARBARA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA BARBARA, CA with 1 branch location and about $66.31 million in total assets. Opened 76 years ago in 1950, SANTA BARBARA COUNTY FEDERAL CREDIT UNION has about 3,933 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SANTA BARBARA COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2623 De La Vina St SANTA BARBARA, CA 93105-3823 |
| Phone: | (805) 682-3357 |
| Fax: | (805) 569-9047 |
| Website: | https://www.sbcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 3,933 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6711 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $66,308,997 |
| CEO/Manager: | Jake Harbour |
| Chairperson: | William Gillette |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,722,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,906,199 |
| Unsecured Loans | 1,909,499 |
| Other Loans | 6,218,835 |
| TOTAL LOANS | 28,034,533 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -49,378 |
| Land And Building | 1,013,085 |
| Other Fixed Assets | 20,193 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 549,831 |
| All Other Assets | 0 |
| TOTAL ASSETS | 66,308,997 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 270,564 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,658,388 |
| Regular shares | 31,660,047 |
| All Other Shares & Deposits | 12,718,746 |
| TOTAL SHARES & DEPOSITS | 58,037,180 |
| TOTAL LIABILITIES | 58,307,744 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,001,253 |
| TOTAL EQUITY | 8,001,253 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 66,308,997 |
| INCOME & EXPENSE | |
| Loan Income | 1,007,113 |
| Investment Income | 868,813 |
| Other Income | 104,273 |
| Total Employee Compensation & Benefits | 765,467 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 561,665 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,599 |
| Cost of Funds | 287,449 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 830,756 |
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