Sep, 30, 2025 — GOLDEN RULE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in RIPON, WI with 1 branch location and about $40.25 million in total assets. Opened 88 years ago in 1938, GOLDEN RULE COMMUNITY CREDIT UNION has about 3,053 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GOLDEN RULE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1175 W FOND DU LAC ST RIPON, WI 54971 |
| Phone: | (920) 748-5336 |
| Fax: | (920) 748-3166 |
| Website: | https://www.goldenrulecu.org |
| Branches: | 1 branch locations |
| Members: | 3,053 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67096 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $40,252,959 |
| CEO/Manager: | Daniel Ige |
| Chairperson: | Bryan Fritsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,787,217 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,079,798 |
| Unsecured Loans | 548,130 |
| Other Loans | 6,131,581 |
| TOTAL LOANS | 12,759,508 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -300,971 |
| Land And Building | 568,044 |
| Other Fixed Assets | 74,141 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 351,265 |
| All Other Assets | 14,000 |
| TOTAL ASSETS | 40,252,959 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,098 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 363,544 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,362,084 |
| Regular shares | 20,212,201 |
| All Other Shares & Deposits | 4,503,502 |
| TOTAL SHARES & DEPOSITS | 35,077,788 |
| TOTAL LIABILITIES | 35,443,430 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,809,529 |
| TOTAL EQUITY | 4,809,529 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,252,959 |
| INCOME & EXPENSE | |
| Loan Income | 611,692 |
| Investment Income | 847,316 |
| Other Income | 79,737 |
| Total Employee Compensation & Benefits | 624,063 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 592,197 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -21,197 |
| Cost of Funds | 83,194 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 297,594 |
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