Sep, 30, 2025 — UTAH HERITAGE CREDIT UNION is a federally insured state chartered credit union headquartered in MORONI, UT with 5 branch locations and about $155.48 million in total assets. Opened 57 years ago in 1969, UTAH HERITAGE CREDIT UNION has about 8,866 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UTAH HERITAGE CREDIT UNION |
|---|---|
| Address: (Main Office) | 84 W Main St MORONI, UT 84646 |
| Phone: | (435) 436-8288 |
| Fax: | (435) 436-8190 |
| Website: | https://www.utahheritagecu.org |
| Branches: | 5 branch locations |
| Members: | 8,866 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67076 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $155,476,594 |
| CEO/Manager: | Tami R Olsen |
| Chairperson: | I Branch Cox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,828,894 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 58,620,641 |
| Unsecured Loans | 2,641,784 |
| Other Loans | 37,516,318 |
| TOTAL LOANS | 108,412,844 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -748,332 |
| Land And Building | 1,839,288 |
| Other Fixed Assets | 154,330 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,218,076 |
| All Other Assets | 45,200 |
| TOTAL ASSETS | 155,476,594 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 124,045 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,464,304 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,027,377 |
| Regular shares | 30,556,006 |
| All Other Shares & Deposits | 84,747,184 |
| TOTAL SHARES & DEPOSITS | 135,330,567 |
| TOTAL LIABILITIES | 136,918,916 |
| Regular Reserve | 0 |
| Other Reserves | 5,630,296 |
| Undivided Earnings | 12,927,382 |
| TOTAL EQUITY | 18,557,678 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 155,476,594 |
| INCOME & EXPENSE | |
| Loan Income | 5,974,677 |
| Investment Income | 1,029,044 |
| Other Income | 625,518 |
| Total Employee Compensation & Benefits | 1,610,354 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,248,182 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 267,273 |
| Cost of Funds | 2,509,145 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,050,936 |
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