Sep, 30, 2025 — 1ST CLASS EXPRESS CREDIT UNION is a federally insured state chartered credit union headquartered in WAUKESHA, WI with 4 branch locations and about $2.11 million in total assets. Opened 94 years ago in 1932, 1ST CLASS EXPRESS CREDIT UNION has about 626 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 1ST CLASS EXPRESS CREDIT UNION |
|---|---|
| Address: (Main Office) | 416 E Main St WAUKESHA, WI 53186 |
| Phone: | (262) 548-9328 |
| Fax: | (262) 548-9328 |
| Website: | n/a |
| Branches: | 4 branch locations |
| Members: | 626 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67022 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,107,662 |
| CEO/Manager: | Susan A Ross |
| Chairperson: | Cynthia A Kessenich |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 730,435 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,652 |
| Unsecured Loans | 330,331 |
| Other Loans | 981,551 |
| TOTAL LOANS | 1,323,534 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,482 |
| Land And Building | 65,419 |
| Other Fixed Assets | 7,166 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 17,878 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,107,662 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,070 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,662 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,053,699 |
| All Other Shares & Deposits | 550,185 |
| TOTAL SHARES & DEPOSITS | 1,603,883 |
| TOTAL LIABILITIES | 1,620,615 |
| Regular Reserve | 0 |
| Other Reserves | 102,000 |
| Undivided Earnings | 385,047 |
| TOTAL EQUITY | 487,047 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,107,662 |
| INCOME & EXPENSE | |
| Loan Income | 97,226 |
| Investment Income | 18,522 |
| Other Income | 1,996 |
| Total Employee Compensation & Benefits | 51,564 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 49,720 |
| Non-operating Income & (Expense) | 6,816 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 18,870 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,406 |
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