Sep, 30, 2025 — CO-OP CREDIT UNION is a federally insured state chartered credit union headquartered in BLACK RIVER FALLS, WI with 9 branch locations and about $573.18 million in total assets. Opened 88 years ago in 1938, CO-OP CREDIT UNION has about 23,563 members and employs 104 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CO-OP CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 E Main St BLACK RIVER FALLS, WI 54615 |
| Phone: | (800) 258-0023 |
| Fax: | (715) 284-5112 |
| Website: | https://www.coopcu.com |
| Branches: | 9 branch locations |
| Members: | 23,563 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66983 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $573,175,116 |
| CEO/Manager: | Timothy G Tranberg |
| Chairperson: | Timothy S Torkelson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,303,003 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 371,983,019 |
| Unsecured Loans | 5,562,685 |
| Other Loans | 96,911,569 |
| TOTAL LOANS | 499,200,282 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,738,924 |
| Land And Building | 7,747,047 |
| Other Fixed Assets | 1,382,400 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,376,627 |
| All Other Assets | 25,304 |
| TOTAL ASSETS | 573,175,116 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,881 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,104,313 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 91,674,162 |
| Regular shares | 154,892,713 |
| All Other Shares & Deposits | 255,198,969 |
| TOTAL SHARES & DEPOSITS | 501,765,844 |
| TOTAL LIABILITIES | 505,876,038 |
| Regular Reserve | 0 |
| Other Reserves | 3,304,898 |
| Undivided Earnings | 63,994,180 |
| TOTAL EQUITY | 67,299,078 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 573,175,116 |
| INCOME & EXPENSE | |
| Loan Income | 19,618,690 |
| Investment Income | 1,746,582 |
| Other Income | 661,174 |
| Total Employee Compensation & Benefits | 5,567,788 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,800,666 |
| Non-operating Income & (Expense) | -3,212 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 384,657 |
| Cost of Funds | 8,604,198 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,371,488 |
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