Sep, 30, 2025 — NORTHERN STAR CREDIT UNION, INC. is a federally insured state chartered credit union headquartered in PORTSMOUTH, VA with 1 branch location and about $73.46 million in total assets. Opened 97 years ago in 1929, NORTHERN STAR CREDIT UNION, INC. has about 7,450 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHERN STAR CREDIT UNION, INC. |
|---|---|
| Address: (Main Office) | 5100 George Washington Hwy PORTSMOUTH, VA 23702 |
| Phone: | (757) 487-3474 |
| Fax: | (757) 558-8000 |
| Website: | https://www.nstarcu.org |
| Branches: | 1 branch locations |
| Members: | 7,450 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66956 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1929 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $73,461,593 |
| CEO/Manager: | Jennifer Riley |
| Chairperson: | Charles R Parker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,223,399 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,201,819 |
| Unsecured Loans | 16,742,052 |
| Other Loans | 7,422,304 |
| TOTAL LOANS | 35,366,176 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -631,726 |
| Land And Building | 802,460 |
| Other Fixed Assets | 333,903 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 628,653 |
| All Other Assets | 0 |
| TOTAL ASSETS | 73,461,593 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 19,199 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 36,424 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,048,144 |
| Regular shares | 43,382,583 |
| All Other Shares & Deposits | 3,134,799 |
| TOTAL SHARES & DEPOSITS | 63,565,526 |
| TOTAL LIABILITIES | 63,621,149 |
| Regular Reserve | 0 |
| Other Reserves | 780,440 |
| Undivided Earnings | 9,060,004 |
| TOTAL EQUITY | 9,840,444 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,461,593 |
| INCOME & EXPENSE | |
| Loan Income | 2,237,511 |
| Investment Income | 768,081 |
| Other Income | 148,711 |
| Total Employee Compensation & Benefits | 961,970 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,234,191 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 111,181 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,025,393 |
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