Sep, 30, 2025 — FORWARD FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in NIAGARA, WI with 4 branch locations and about $83.53 million in total assets. Opened 78 years ago in 1948, FORWARD FINANCIAL CREDIT UNION has about 7,959 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FORWARD FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1250 Roosevelt Rd NIAGARA, WI 54151-1034 |
| Phone: | (715) 251-4546 |
| Fax: | (715) 251-3807 |
| Website: | https://www.forwardfinancialcu.com |
| Branches: | 4 branch locations |
| Members: | 7,959 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66798 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $83,527,542 |
| CEO/Manager: | Tammy Young |
| Chairperson: | Dan Decker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,703,176 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,286,596 |
| Unsecured Loans | 2,650,230 |
| Other Loans | 19,630,988 |
| TOTAL LOANS | 48,567,812 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -392,531 |
| Land And Building | 1,670,021 |
| Other Fixed Assets | 593,484 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 732,373 |
| All Other Assets | 25,500 |
| TOTAL ASSETS | 83,527,542 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 953,386 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,890,030 |
| Regular shares | 36,579,537 |
| All Other Shares & Deposits | 15,734,835 |
| TOTAL SHARES & DEPOSITS | 71,204,401 |
| TOTAL LIABILITIES | 72,158,552 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,368,990 |
| TOTAL EQUITY | 11,368,990 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 83,527,542 |
| INCOME & EXPENSE | |
| Loan Income | 2,121,168 |
| Investment Income | 800,759 |
| Other Income | 237,178 |
| Total Employee Compensation & Benefits | 1,340,422 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,695,824 |
| Non-operating Income & (Expense) | -17,581 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -19,807 |
| Cost of Funds | 157,479 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 369,563 |
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