Sep, 30, 2025 — HEALTH CARE CREDIT UNION is a federally insured state chartered credit union headquartered in OSHKOSH, WI with 1 branch location and about $36.16 million in total assets. Opened 66 years ago in 1960, HEALTH CARE CREDIT UNION has about 2,442 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEALTH CARE CREDIT UNION |
|---|---|
| Address: (Main Office) | 429 N Sawyer St OSHKOSH, WI 54902-4253 |
| Phone: | (920) 233-1140 |
| Fax: | (920) 426-1151 |
| Website: | https://www.ripplecu.org |
| Branches: | 1 branch locations |
| Members: | 2,442 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66683 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,156,222 |
| CEO/Manager: | Danielle R Hilbert |
| Chairperson: | Elizabeth S Cummings |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,125,803 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,991,704 |
| Unsecured Loans | 1,256,651 |
| Other Loans | 9,393,029 |
| TOTAL LOANS | 29,641,384 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -245,792 |
| Land And Building | 306,757 |
| Other Fixed Assets | 51,801 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 298,393 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,156,222 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 35,395 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,706,745 |
| Regular shares | 15,903,416 |
| All Other Shares & Deposits | 10,259,546 |
| TOTAL SHARES & DEPOSITS | 30,869,707 |
| TOTAL LIABILITIES | 30,905,110 |
| Regular Reserve | 0 |
| Other Reserves | 315,733 |
| Undivided Earnings | 4,935,379 |
| TOTAL EQUITY | 5,251,112 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,156,222 |
| INCOME & EXPENSE | |
| Loan Income | 1,343,527 |
| Investment Income | 230,716 |
| Other Income | 118,224 |
| Total Employee Compensation & Benefits | 361,529 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 573,534 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 57,149 |
| Cost of Funds | 357,761 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 454,749 |
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