Sep, 30, 2025 — PROSPERA CREDIT UNION is a federally insured state chartered credit union headquartered in APPLETON, WI with 6 branch locations and about $367.45 million in total assets. Opened 92 years ago in 1934, PROSPERA CREDIT UNION has about 21,499 members and employs 81 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PROSPERA CREDIT UNION |
|---|---|
| Address: (Main Office) | 4830 N Ballard Rd APPLETON, WI 54913 |
| Phone: | (920) 882-4800 |
| Fax: | (920) 738-4978 |
| Website: | https://www.myprospera.com |
| Branches: | 6 branch locations |
| Members: | 21,499 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66652 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $367,450,051 |
| CEO/Manager: | Sheila M Schinke |
| Chairperson: | Tom Clifford |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,522,892 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 208,365,740 |
| Unsecured Loans | 11,761,959 |
| Other Loans | 86,757,047 |
| TOTAL LOANS | 307,688,626 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,575,103 |
| Land And Building | 7,980,473 |
| Other Fixed Assets | 955,255 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,908,642 |
| All Other Assets | 0 |
| TOTAL ASSETS | 367,450,051 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 179,920 |
| Notes & Interest Payable | 15,000,000 |
| Accounts Payable & Other Liabilities | 4,369,556 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 68,302,529 |
| Regular shares | 121,512,924 |
| All Other Shares & Deposits | 125,185,648 |
| TOTAL SHARES & DEPOSITS | 315,001,100 |
| TOTAL LIABILITIES | 334,555,338 |
| Regular Reserve | 0 |
| Other Reserves | 1,603,864 |
| Undivided Earnings | 31,290,849 |
| TOTAL EQUITY | 32,894,713 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 367,450,051 |
| INCOME & EXPENSE | |
| Loan Income | 12,131,679 |
| Investment Income | 2,781,715 |
| Other Income | 2,087,340 |
| Total Employee Compensation & Benefits | 6,209,638 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,637,327 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 737,211 |
| Cost of Funds | 5,307,326 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,308,549 |
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