Sep, 30, 2025 — MEMBERS' ADVANTAGE CREDIT UNION is a federally insured state chartered credit union headquartered in WISCONSIN RAPIDS, WI with 2 branch locations and about $180.89 million in total assets. Opened 91 years ago in 1935, MEMBERS' ADVANTAGE CREDIT UNION has about 11,316 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS' ADVANTAGE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1610 Lincoln St WISCONSIN RAPIDS, WI 54494-5920 |
| Phone: | (715) 421-1610 |
| Fax: | (715) 421-1617 |
| Website: | https://www.membersadvantagecu.com |
| Branches: | 2 branch locations |
| Members: | 11,316 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66633 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $180,886,408 |
| CEO/Manager: | Thomas E Bulin |
| Chairperson: | Thomas G Scharff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,222,364 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 181,002 |
| Real Estate Loans | 61,927,723 |
| Unsecured Loans | 2,604,704 |
| Other Loans | 54,331,532 |
| TOTAL LOANS | 120,854,225 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -359,329 |
| Land And Building | 3,358,758 |
| Other Fixed Assets | 314,239 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,365,802 |
| All Other Assets | 31,455 |
| TOTAL ASSETS | 180,886,408 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,556,186 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,093,296 |
| Regular shares | 54,258,370 |
| All Other Shares & Deposits | 64,949,120 |
| TOTAL SHARES & DEPOSITS | 145,300,785 |
| TOTAL LIABILITIES | 148,862,651 |
| Regular Reserve | 0 |
| Other Reserves | -1,001,840 |
| Undivided Earnings | 33,025,597 |
| TOTAL EQUITY | 32,023,757 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 180,886,408 |
| INCOME & EXPENSE | |
| Loan Income | 5,940,121 |
| Investment Income | 690,072 |
| Other Income | 1,048,187 |
| Total Employee Compensation & Benefits | 2,102,392 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,073,006 |
| Non-operating Income & (Expense) | -14,504 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 232,937 |
| Cost of Funds | 1,539,687 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,155,002 |
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