Sep, 30, 2025 — SHEBOYGAN AREA CREDIT UNION is a federally insured state chartered credit union headquartered in SHEBOYGAN, WI with 2 branch locations and about $86.79 million in total assets. Opened 72 years ago in 1954, SHEBOYGAN AREA CREDIT UNION has about 6,863 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SHEBOYGAN AREA CREDIT UNION |
|---|---|
| Address: (Main Office) | 1707 Indiana Ave SHEBOYGAN, WI 53081 |
| Phone: | (920) 459-5151 |
| Fax: | (920) 459-5158 |
| Website: | https://www.shebareacu.com |
| Branches: | 2 branch locations |
| Members: | 6,863 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66616 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $86,790,156 |
| CEO/Manager: | Lois Pluff |
| Chairperson: | Dione M Knop |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,666,936 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 416,606 |
| Real Estate Loans | 25,872,668 |
| Unsecured Loans | 748,931 |
| Other Loans | 25,390,969 |
| TOTAL LOANS | 52,012,566 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -471,916 |
| Land And Building | 1,260,981 |
| Other Fixed Assets | 86,120 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 685,555 |
| All Other Assets | 0 |
| TOTAL ASSETS | 86,790,156 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 144,441 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 734,269 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,268,788 |
| Regular shares | 37,124,614 |
| All Other Shares & Deposits | 18,618,997 |
| TOTAL SHARES & DEPOSITS | 73,012,401 |
| TOTAL LIABILITIES | 73,891,111 |
| Regular Reserve | 0 |
| Other Reserves | 338,263 |
| Undivided Earnings | 12,560,782 |
| TOTAL EQUITY | 12,899,045 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 86,790,156 |
| INCOME & EXPENSE | |
| Loan Income | 2,014,410 |
| Investment Income | 901,607 |
| Other Income | 320,718 |
| Total Employee Compensation & Benefits | 914,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 924,824 |
| Non-operating Income & (Expense) | 8,093 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,261 |
| Cost of Funds | 335,732 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,432,558 |
| ↑ Back to Top | |