Sep, 30, 2025 — CITIZENS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in FORT DODGE, IA with 8 branch locations and about $240.66 million in total assets. Opened 86 years ago in 1940, CITIZENS COMMUNITY CREDIT UNION has about 14,074 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITIZENS COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2012 1st Ave S FORT DODGE, IA 50501-6704 |
| Phone: | (515) 955-5524 |
| Fax: | (515) 955-8241 |
| Website: | https://www.citizenscu.com |
| Branches: | 8 branch locations |
| Members: | 14,074 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66592 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $240,661,832 |
| CEO/Manager: | Dan L Scott |
| Chairperson: | Tim Doyle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 30,114,861 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,338,308 |
| Unsecured Loans | 5,181,641 |
| Other Loans | 166,627,703 |
| TOTAL LOANS | 174,147,652 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,777,676 |
| Land And Building | 2,403,899 |
| Other Fixed Assets | 1,111,624 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,750,395 |
| All Other Assets | 0 |
| TOTAL ASSETS | 240,661,832 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 775,969 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,646,913 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 71,201,209 |
| Regular shares | 73,361,498 |
| All Other Shares & Deposits | 47,170,587 |
| TOTAL SHARES & DEPOSITS | 191,733,293 |
| TOTAL LIABILITIES | 195,156,175 |
| Regular Reserve | 0 |
| Other Reserves | 6,852,462 |
| Undivided Earnings | 38,653,195 |
| TOTAL EQUITY | 45,505,657 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 240,661,832 |
| INCOME & EXPENSE | |
| Loan Income | 9,210,462 |
| Investment Income | 1,768,916 |
| Other Income | 1,111,540 |
| Total Employee Compensation & Benefits | 3,325,737 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,233,977 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,441,874 |
| Cost of Funds | 1,911,516 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,901,543 |
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