Sep, 30, 2025 — WINNEBAGO COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in OSHKOSH, WI with 3 branch locations and about $166.99 million in total assets. Opened 72 years ago in 1954, WINNEBAGO COMMUNITY CREDIT UNION has about 7,212 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WINNEBAGO COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 567 E Snell Rd OSHKOSH, WI 54901 |
| Phone: | (920) 233-9096 |
| Fax: | (920) 426-7266 |
| Website: | https://www.wincu.org |
| Branches: | 3 branch locations |
| Members: | 7,212 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66437 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $166,990,101 |
| CEO/Manager: | Derek Groth |
| Chairperson: | Thomas Geske |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 28,260,318 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 108,315,214 |
| Unsecured Loans | 2,469,579 |
| Other Loans | 15,974,227 |
| TOTAL LOANS | 126,759,020 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -143,683 |
| Land And Building | 2,344,086 |
| Other Fixed Assets | 139,381 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,246,450 |
| All Other Assets | 0 |
| TOTAL ASSETS | 166,990,101 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 95,840 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 906,782 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,627,824 |
| Regular shares | 39,188,563 |
| All Other Shares & Deposits | 82,393,014 |
| TOTAL SHARES & DEPOSITS | 143,209,402 |
| TOTAL LIABILITIES | 144,212,024 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 22,778,077 |
| TOTAL EQUITY | 22,778,077 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 166,990,101 |
| INCOME & EXPENSE | |
| Loan Income | 4,630,645 |
| Investment Income | 874,971 |
| Other Income | 501,245 |
| Total Employee Compensation & Benefits | 1,752,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,309,450 |
| Non-operating Income & (Expense) | -3,392 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 95,401 |
| Cost of Funds | 1,999,013 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,432,576 |
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