SOUTH BEND POST OFFICE CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.sbpocu.com for more information.
Sep, 30, 2025 — SOUTH BEND POST OFFICE CREDIT UNION is a federally insured state chartered credit union headquartered in South Bend, IN with 1 branch location and about $11.04 million in total assets. Opened 102 years ago in 1924, SOUTH BEND POST OFFICE CREDIT UNION has about 1,156 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTH BEND POST OFFICE CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 6789 South Bend, IN 46660 |
| Phone: | (574) 272-8581 |
| Fax: | (574) 273-2535 |
| Website: | https://www.sbpocu.com |
| Branches: | 1 branch locations |
| Members: | 1,156 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66255 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1924 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,040,361 |
| CEO/Manager: | Rex D Bulgrien |
| Chairperson: | John Tarwacki |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,601,501 |
| TOTAL INVESTMENTS | 6,811,677 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 713,052 |
| Other Loans | 1,753,231 |
| TOTAL LOANS | 2,466,283 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,185 |
| Land And Building | 53,881 |
| Other Fixed Assets | 7,414 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 89,150 |
| All Other Assets | 34,640 |
| TOTAL ASSETS | 11,040,361 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,923 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,344,667 |
| Regular shares | 8,415,750 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 9,760,417 |
| TOTAL LIABILITIES | 9,768,340 |
| Regular Reserve | 796,159 |
| Other Reserves | 0 |
| Undivided Earnings | 475,862 |
| TOTAL EQUITY | 1,272,021 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,040,361 |
| INCOME & EXPENSE | |
| Loan Income | 133,714 |
| Investment Income | 51,230 |
| Other Income | 14,008 |
| Total Employee Compensation & Benefits | 115,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 128,920 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,859 |
| Cost of Funds | 3,044 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 57,549 |
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