Sep, 30, 2025 — MERCER CREDIT UNION is a federally insured state chartered credit union headquartered in ALEDO, IL with 1 branch location and about $2.47 million in total assets. Opened 57 years ago in 1969, MERCER CREDIT UNION has about 413 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MERCER CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 SE 3rd Ave ALEDO, IL 61231-1740 |
| Phone: | (309) 582-2005 |
| Fax: | (309) 582-2005 |
| Website: | https://www.mercercreditunion.com |
| Branches: | 1 branch locations |
| Members: | 413 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65995 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,467,395 |
| CEO/Manager: | Jennifer Dixon |
| Chairperson: | Robert Stockham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 177,816 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 142,806 |
| Other Loans | 1,681,248 |
| TOTAL LOANS | 1,824,054 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,512 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 22,177 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,467,395 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,030 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,087 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,097,409 |
| All Other Shares & Deposits | 959,092 |
| TOTAL SHARES & DEPOSITS | 2,056,502 |
| TOTAL LIABILITIES | 2,071,619 |
| Regular Reserve | 0 |
| Other Reserves | 64,824 |
| Undivided Earnings | 330,952 |
| TOTAL EQUITY | 395,776 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,467,395 |
| INCOME & EXPENSE | |
| Loan Income | 72,411 |
| Investment Income | 16,329 |
| Other Income | 931 |
| Total Employee Compensation & Benefits | 21,580 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,933 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 29,309 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,849 |
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