Sep, 30, 2025 — OREGON COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in EUGENE, OR with 16 branch locations and about $3.51 billion in total assets. Opened 45 years ago in 1981, OREGON COMMUNITY CREDIT UNION has about 283,487 members and employs 668 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OREGON COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2880 Chad Dr EUGENE, OR 97408 |
| Phone: | (541) 687-2347 |
| Fax: | (541) 681-6105 |
| Website: | https://www.myoccu.org |
| Branches: | 16 branch locations |
| Members: | 283,487 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65856 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1981 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,506,891,775 |
| CEO/Manager: | Ronald Neumann |
| Chairperson: | Bill Inge |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 163,181,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 92,656,499 |
| Real Estate Loans | 1,081,855,442 |
| Unsecured Loans | 228,232,875 |
| Other Loans | 1,720,553,908 |
| TOTAL LOANS | 3,033,882,486 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,331,576 |
| Land And Building | 12,695,265 |
| Other Fixed Assets | 14,250,530 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 26,311,020 |
| All Other Assets | 23,806,788 |
| TOTAL ASSETS | 3,506,891,775 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 35,227 |
| Notes & Interest Payable | 87,800,000 |
| Accounts Payable & Other Liabilities | 173,578,989 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 710,468,726 |
| Regular shares | 644,549,737 |
| All Other Shares & Deposits | 1,529,162,681 |
| TOTAL SHARES & DEPOSITS | 2,884,181,144 |
| TOTAL LIABILITIES | 3,145,595,360 |
| Regular Reserve | 0 |
| Other Reserves | 397,167 |
| Undivided Earnings | 360,899,248 |
| TOTAL EQUITY | 361,296,415 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,506,891,775 |
| INCOME & EXPENSE | |
| Loan Income | 155,255,521 |
| Investment Income | 11,629,687 |
| Other Income | 15,618,826 |
| Total Employee Compensation & Benefits | 53,443,949 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 37,664,019 |
| Non-operating Income & (Expense) | 3,544 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,809,746 |
| Cost of Funds | 51,020,248 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,752,079 |
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