Sep, 30, 2025 — WESTERRA CREDIT UNION is a federally insured state chartered credit union headquartered in DENVER, CO with 9 branch locations and about $2.10 billion in total assets. Opened 92 years ago in 1934, WESTERRA CREDIT UNION has about 115,824 members and employs 302 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERRA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3700 E Alameda Ave DENVER, CO 80209 |
| Phone: | (303) 321-4209 |
| Fax: | (866) 208-1598 |
| Website: | https://www.westerracu.com |
| Branches: | 9 branch locations |
| Members: | 115,824 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65788 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,101,503,342 |
| CEO/Manager: | Todd Marksberry |
| Chairperson: | Andy Raicevich |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 95,854,287 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,176,900 |
| Real Estate Loans | 1,149,240,311 |
| Unsecured Loans | 46,267,403 |
| Other Loans | 232,827,472 |
| TOTAL LOANS | 1,428,335,187 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,464,118 |
| Land And Building | 13,475,435 |
| Other Fixed Assets | 6,237,557 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,140,594 |
| All Other Assets | 111,200 |
| TOTAL ASSETS | 2,101,503,342 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 196,000,000 |
| Accounts Payable & Other Liabilities | 28,087,092 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 330,794,866 |
| Regular shares | 268,347,524 |
| All Other Shares & Deposits | 1,083,611,977 |
| TOTAL SHARES & DEPOSITS | 1,682,754,369 |
| TOTAL LIABILITIES | 1,907,283,911 |
| Regular Reserve | 0 |
| Other Reserves | -272,571 |
| Undivided Earnings | 194,492,002 |
| TOTAL EQUITY | 194,219,431 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,101,503,342 |
| INCOME & EXPENSE | |
| Loan Income | 64,549,563 |
| Investment Income | 28,614,483 |
| Other Income | 2,006,865 |
| Total Employee Compensation & Benefits | 25,554,319 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 25,398,033 |
| Non-operating Income & (Expense) | 27,969 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,375,296 |
| Cost of Funds | 43,112,037 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,421,800 |
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