Sep, 30, 2025 — WEXFORD COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CADILLAC, MI with 2 branch locations and about $81.67 million in total assets. Opened 73 years ago in 1953, WEXFORD COMMUNITY CREDIT UNION has about 8,110 members and employs 40 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WEXFORD COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1015 Wilcox St CADILLAC, MI 49601 |
| Phone: | (231) 775-2081 |
| Fax: | |
| Website: | https://www.wexccu.com |
| Branches: | 2 branch locations |
| Members: | 8,110 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65639 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $81,666,687 |
| CEO/Manager: | Julie F Rushing |
| Chairperson: | Margaret Elmore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,000,911 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,470,275 |
| Real Estate Loans | 19,792,474 |
| Unsecured Loans | 7,670,238 |
| Other Loans | 14,504,087 |
| TOTAL LOANS | 42,133,673 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -390,359 |
| Land And Building | 4,081,923 |
| Other Fixed Assets | 893,910 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 774,124 |
| All Other Assets | 0 |
| TOTAL ASSETS | 81,666,687 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 72,763 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,112,779 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,055,596 |
| Regular shares | 43,393,733 |
| All Other Shares & Deposits | 11,555,272 |
| TOTAL SHARES & DEPOSITS | 74,004,601 |
| TOTAL LIABILITIES | 75,190,143 |
| Regular Reserve | 0 |
| Other Reserves | -1,339,632 |
| Undivided Earnings | 7,816,176 |
| TOTAL EQUITY | 6,476,544 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 81,666,687 |
| INCOME & EXPENSE | |
| Loan Income | 2,005,882 |
| Investment Income | 865,208 |
| Other Income | 538,430 |
| Total Employee Compensation & Benefits | 2,005,424 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,354,243 |
| Non-operating Income & (Expense) | 24,710 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 248,688 |
| Cost of Funds | 408,133 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -179,778 |
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