Sep, 30, 2025 — ENERGY PLUS CREDIT UNION is a federally insured state chartered credit union headquartered in INDIANAPOLIS, IN with 3 branch locations and about $44.93 million in total assets. Opened 101 years ago in 1925, ENERGY PLUS CREDIT UNION has about 3,888 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENERGY PLUS CREDIT UNION |
|---|---|
| Address: (Main Office) | 1230 W Morris St INDIANAPOLIS, IN 46221-1710 |
| Phone: | (317) 261-8521 |
| Fax: | (317) 261-5480 |
| Website: | https://www.energypluscu.org |
| Branches: | 3 branch locations |
| Members: | 3,888 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65458 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1925 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $44,926,465 |
| CEO/Manager: | Cari Palmer |
| Chairperson: | Sara Mamuska Morris |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 906,044 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,678,989 |
| Unsecured Loans | 3,144,737 |
| Other Loans | 17,088,038 |
| TOTAL LOANS | 31,911,764 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -139,294 |
| Land And Building | 0 |
| Other Fixed Assets | 46,167 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 353,750 |
| All Other Assets | 0 |
| TOTAL ASSETS | 44,926,465 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 288,357 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,534,795 |
| Regular shares | 19,094,605 |
| All Other Shares & Deposits | 12,921,569 |
| TOTAL SHARES & DEPOSITS | 37,550,969 |
| TOTAL LIABILITIES | 37,839,326 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,087,139 |
| TOTAL EQUITY | 7,087,139 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,926,465 |
| INCOME & EXPENSE | |
| Loan Income | 1,634,009 |
| Investment Income | 372,127 |
| Other Income | 150,355 |
| Total Employee Compensation & Benefits | 730,461 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 867,499 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,964 |
| Cost of Funds | 426,488 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 297,147 |
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