Sep, 30, 2025 — RIVERVIEW CREDIT UNION is a federally insured state chartered credit union headquartered in SOUTH SAINT PAUL, MN with 1 branch location and about $7.65 million in total assets. Opened 95 years ago in 1931, RIVERVIEW CREDIT UNION has about 445 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVERVIEW CREDIT UNION |
|---|---|
| Address: (Main Office) | 115 Hardman Ave S SOUTH SAINT PAUL, MN 55075-2421 |
| Phone: | (651) 224-4631 |
| Fax: | (651) 224-2048 |
| Website: | https://www.myrcu.com |
| Branches: | 1 branch locations |
| Members: | 445 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65448 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,648,401 |
| CEO/Manager: | Julia K Havens |
| Chairperson: | Tamara L Snaza |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 649,892 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,903,721 |
| Unsecured Loans | 69,989 |
| Other Loans | 2,726,533 |
| TOTAL LOANS | 6,700,243 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -76,482 |
| Land And Building | 0 |
| Other Fixed Assets | 4,197 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 62,514 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,648,401 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,196 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 15,618 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 512,052 |
| Regular shares | 4,079,498 |
| All Other Shares & Deposits | 1,753,055 |
| TOTAL SHARES & DEPOSITS | 6,344,605 |
| TOTAL LIABILITIES | 6,366,419 |
| Regular Reserve | 0 |
| Other Reserves | 197,020 |
| Undivided Earnings | 1,084,962 |
| TOTAL EQUITY | 1,281,982 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,648,401 |
| INCOME & EXPENSE | |
| Loan Income | 260,740 |
| Investment Income | 29,770 |
| Other Income | 10,944 |
| Total Employee Compensation & Benefits | 136,308 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 98,269 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 48,445 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,335 |
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