Sep, 30, 2025 — CENTRAL ILLINOIS CREDIT UNION is a federally insured state chartered credit union headquartered in CHAMPAIGN, IL with 2 branch locations and about $26.08 million in total assets. Opened 78 years ago in 1948, CENTRAL ILLINOIS CREDIT UNION has about 3,520 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL ILLINOIS CREDIT UNION |
|---|---|
| Address: (Main Office) | 2106 w john st CHAMPAIGN, IL 61821 |
| Phone: | (217) 356-9721 |
| Fax: | (217) 356-0044 |
| Website: | https://www.cicu.com |
| Branches: | 2 branch locations |
| Members: | 3,520 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65186 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,083,922 |
| CEO/Manager: | chelsea anderson |
| Chairperson: | Cheri Scott |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,106,262 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 995,457 |
| Other Loans | 10,719,924 |
| TOTAL LOANS | 11,715,380 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -181,233 |
| Land And Building | 732,979 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 236,755 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,083,922 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,918 |
| Notes & Interest Payable | 1,189,295 |
| Accounts Payable & Other Liabilities | 129,180 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,884,445 |
| Regular shares | 13,056,452 |
| All Other Shares & Deposits | 2,609,815 |
| TOTAL SHARES & DEPOSITS | 21,550,713 |
| TOTAL LIABILITIES | 22,877,106 |
| Regular Reserve | 0 |
| Other Reserves | 400,075 |
| Undivided Earnings | 2,806,741 |
| TOTAL EQUITY | 3,206,816 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,083,922 |
| INCOME & EXPENSE | |
| Loan Income | 491,271 |
| Investment Income | 340,130 |
| Other Income | 246,140 |
| Total Employee Compensation & Benefits | 393,519 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 406,874 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 152,895 |
| Cost of Funds | 106,106 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 54,811 |
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