Sep, 30, 2025 — COMMUNITY CHOICE CREDIT UNION is a federally insured state chartered credit union headquartered in JOHNSTON, IA with 10 branch locations and about $865.34 million in total assets. Opened 73 years ago in 1953, COMMUNITY CHOICE CREDIT UNION has about 53,383 members and employs 187 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY CHOICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 6163 NW 86th st JOHNSTON, IA 50131 |
| Phone: | (515) 334-8100 |
| Fax: | (515) 334-8150 |
| Website: | https://www.comchoicecu.org |
| Branches: | 10 branch locations |
| Members: | 53,383 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65078 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $865,341,850 |
| CEO/Manager: | Josh Cook |
| Chairperson: | Randy Dickey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,669,620 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 16,680,348 |
| Real Estate Loans | 464,534,847 |
| Unsecured Loans | 41,082,538 |
| Other Loans | 208,344,845 |
| TOTAL LOANS | 714,136,315 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,850,001 |
| Land And Building | 13,368,178 |
| Other Fixed Assets | 10,373,217 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,934,257 |
| All Other Assets | 0 |
| TOTAL ASSETS | 865,341,850 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 51,313 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 12,017,587 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 182,095,546 |
| Regular shares | 255,719,028 |
| All Other Shares & Deposits | 286,417,500 |
| TOTAL SHARES & DEPOSITS | 724,232,074 |
| TOTAL LIABILITIES | 756,307,754 |
| Regular Reserve | 0 |
| Other Reserves | 33,625,551 |
| Undivided Earnings | 75,408,545 |
| TOTAL EQUITY | 109,034,096 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 865,341,850 |
| INCOME & EXPENSE | |
| Loan Income | 30,966,780 |
| Investment Income | 2,836,100 |
| Other Income | 1,877,052 |
| Total Employee Compensation & Benefits | 15,702,817 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,965,129 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,155,000 |
| Cost of Funds | 6,638,973 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,454,332 |
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