Sep, 30, 2025 — ST. LUDMILA S CREDIT UNION is a federally insured state chartered credit union headquartered in CEDAR RAPIDS, IA with 0 branch location and about $354,971 in total assets. Opened 64 years ago in 1962, ST. LUDMILA S CREDIT UNION has about 103 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. LUDMILA S CREDIT UNION |
|---|---|
| Address: (Main Office) | 211 21st Ave SW CEDAR RAPIDS, IA 52404 |
| Phone: | (319) 362-7282 |
| Fax: | (319) 261-0193 |
| Website: | n/a |
| Branches: | 0 branch locations |
| Members: | 103 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65062 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $354,971 |
| CEO/Manager: | Shanna Berhenke |
| Chairperson: | Randy P Tresnak |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 39,098 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 6,912 |
| Other Loans | 234,673 |
| TOTAL LOANS | 241,584 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,444 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,325 |
| All Other Assets | 0 |
| TOTAL ASSETS | 354,971 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 425 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 560 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 241,085 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 241,085 |
| TOTAL LIABILITIES | 242,070 |
| Regular Reserve | 0 |
| Other Reserves | 50,236 |
| Undivided Earnings | 62,665 |
| TOTAL EQUITY | 112,901 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 354,971 |
| INCOME & EXPENSE | |
| Loan Income | 8,064 |
| Investment Income | 1,741 |
| Other Income | 20 |
| Total Employee Compensation & Benefits | 4,995 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,852 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 425 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,573 |
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