Sep, 30, 2025 — NIKKEI CREDIT UNION is a federally insured state chartered credit union headquartered in GARDENA, CA with 2 branch locations and about $79.68 million in total assets. Opened 75 years ago in 1951, NIKKEI CREDIT UNION has about 3,874 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NIKKEI CREDIT UNION |
|---|---|
| Address: (Main Office) | 18425 S Western Ave GARDENA, CA 90248 |
| Phone: | (310) 324-1544 |
| Fax: | (310) 324-1659 |
| Website: | https://www.nikkeicu.org |
| Branches: | 2 branch locations |
| Members: | 3,874 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65059 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $79,680,275 |
| CEO/Manager: | Jon Hernandez |
| Chairperson: | Gary Nakata |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,638,338 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 54,646,311 |
| Unsecured Loans | 485,030 |
| Other Loans | 5,775,019 |
| TOTAL LOANS | 60,906,360 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -182,556 |
| Land And Building | 716,631 |
| Other Fixed Assets | 588,807 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 695,269 |
| All Other Assets | 915,899 |
| TOTAL ASSETS | 79,680,275 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 666,988 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,651,431 |
| Regular shares | 27,621,324 |
| All Other Shares & Deposits | 29,336,415 |
| TOTAL SHARES & DEPOSITS | 67,609,171 |
| TOTAL LIABILITIES | 68,276,159 |
| Regular Reserve | 0 |
| Other Reserves | 217,279 |
| Undivided Earnings | 11,186,837 |
| TOTAL EQUITY | 11,404,116 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 79,680,275 |
| INCOME & EXPENSE | |
| Loan Income | 2,222,354 |
| Investment Income | 334,360 |
| Other Income | 109,673 |
| Total Employee Compensation & Benefits | 1,127,991 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 914,440 |
| Non-operating Income & (Expense) | 165,499 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 31,039 |
| Cost of Funds | 610,991 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 193,113 |
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