Sep, 30, 2025 — HIDDEN RIVER CREDIT UNION is a federally insured state chartered credit union headquartered in POTTSVILLE, PA with 4 branch locations and about $240.57 million in total assets. Opened 73 years ago in 1953, HIDDEN RIVER CREDIT UNION has about 19,671 members and employs 42 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HIDDEN RIVER CREDIT UNION |
|---|---|
| Address: (Main Office) | 60 Westwood Rd POTTSVILLE, PA 17901-1834 |
| Phone: | (570) 622-3399 |
| Fax: | (570) 622-5801 |
| Website: | https://www.hdriver.org |
| Branches: | 4 branch locations |
| Members: | 19,671 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64932 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $240,573,497 |
| CEO/Manager: | John H Murga |
| Chairperson: | George Zweibel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,822,558 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 46,122,292 |
| Unsecured Loans | 10,244,637 |
| Other Loans | 46,903,343 |
| TOTAL LOANS | 103,270,272 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -558,019 |
| Land And Building | 3,516,859 |
| Other Fixed Assets | 216,476 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,967,444 |
| All Other Assets | 0 |
| TOTAL ASSETS | 240,573,497 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 316,531 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,901,228 |
| Regular shares | 89,613,029 |
| All Other Shares & Deposits | 93,714,970 |
| TOTAL SHARES & DEPOSITS | 218,229,227 |
| TOTAL LIABILITIES | 218,555,898 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 22,017,599 |
| TOTAL EQUITY | 22,017,599 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 240,573,497 |
| INCOME & EXPENSE | |
| Loan Income | 4,246,830 |
| Investment Income | 3,274,553 |
| Other Income | 412,540 |
| Total Employee Compensation & Benefits | 2,095,448 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,892,591 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 286,791 |
| Cost of Funds | 2,284,966 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,924,728 |
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