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MOONLIGHT CREDIT UNION

Sep, 30, 2025 — MOONLIGHT CREDIT UNION is a federally insured state chartered credit union headquartered in Worthington, PA with 1 branch location and about $45.44 million in total assets. Opened 79 years ago in 1947, MOONLIGHT CREDIT UNION has about 3,412 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MOONLIGHT CREDIT UNION
Address:
(Main Office)
Po Box 427
Worthington, PA 16262
Phone:(724) 297-3084
Fax:(724) 297-3826
Website:https://www.moonlightcu.com
Branches:1 branch locations
Members:3,412
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64883
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1947
Last Audited:Jun 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$45,440,302
CEO/Manager:Karen S Janoski
Chairperson:Desmond Waldor

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,336,623
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 11,006,570
 Unsecured Loans 2,870,538
 Other Loans 22,990,135
 TOTAL LOANS 23,582,253
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -180,112
 Land And Building 719,409
 Other Fixed Assets 94,820
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 354,835
 All Other Assets 0
  TOTAL ASSETS 45,440,302
LIABILITIES & CAPITAL:  
 Dividends Payable 13,205
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -29,607
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,073,451
 Regular shares 28,479,587
 All Other Shares & Deposits 5,266,756
  TOTAL SHARES & DEPOSITS 38,906,097
  TOTAL LIABILITIES 42,188,821
 Regular Reserve 0
 Other Reserves -228,528
 Undivided Earnings 6,878,480
  TOTAL EQUITY 6,649,952
  TOTAL LIABILITIES, SHARES, & EQUITY 50,668,319
INCOME & EXPENSE  
 Loan Income 1,096,703
 Investment Income 283,289
 Other Income 13,549
 Total Employee Compensation & Benefits 262,136
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 444,961
 Non-operating Income & (Expense) 109,839
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,000
 Cost of Funds 68,662
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 374,923
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