Sep, 30, 2025 — 5 STAR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MOUNT PLEASANT, IA with 2 branch locations and about $51.47 million in total assets. Opened 76 years ago in 1950, 5 STAR COMMUNITY CREDIT UNION has about 6,628 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 5 STAR COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 S Cherry St MOUNT PLEASANT, IA 52641 |
| Phone: | (319) 385-4914 |
| Fax: | (319) 385-4944 |
| Website: | https://www.5starcu.org |
| Branches: | 2 branch locations |
| Members: | 6,628 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64878 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,471,831 |
| CEO/Manager: | Mary J Graber |
| Chairperson: | Jeff Beavers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,727,729 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,974,572 |
| Unsecured Loans | 618,382 |
| Other Loans | 17,927,960 |
| TOTAL LOANS | 38,701,237 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -188,511 |
| Land And Building | 450,294 |
| Other Fixed Assets | 48,195 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 452,675 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,471,831 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 108,007 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 930,634 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,260,794 |
| Regular shares | 16,852,066 |
| All Other Shares & Deposits | 19,573,911 |
| TOTAL SHARES & DEPOSITS | 46,686,772 |
| TOTAL LIABILITIES | 47,725,413 |
| Regular Reserve | 0 |
| Other Reserves | 2,327,252 |
| Undivided Earnings | 1,419,166 |
| TOTAL EQUITY | 3,746,418 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,471,831 |
| INCOME & EXPENSE | |
| Loan Income | 1,516,194 |
| Investment Income | 215,449 |
| Other Income | 361,437 |
| Total Employee Compensation & Benefits | 553,170 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 857,602 |
| Non-operating Income & (Expense) | 9,692 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 73,785 |
| Cost of Funds | 409,945 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 208,270 |
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