Sep, 30, 2025 — BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BAYONNE, NJ with 0 branch location and about $4.00 million in total assets. Opened 77 years ago in 1949, BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION has about 681 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 630 Avenue C BAYONNE, NJ 07002-3878 |
| Phone: | (201) 858-6098 |
| Fax: | (201) 436-4469 |
| Website: | n/a |
| Branches: | 0 branch locations |
| Members: | 681 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6443 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,001,000 |
| CEO/Manager: | Ann M Zientek |
| Chairperson: | Timothy Coughlin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 470,179 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 372,962 |
| Other Loans | 1,783,030 |
| TOTAL LOANS | 2,155,992 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,379 |
| Land And Building | 0 |
| Other Fixed Assets | 1,050 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 29,811 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,001,000 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 717 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,825 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,859,357 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,859,357 |
| TOTAL LIABILITIES | 2,866,899 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,134,101 |
| TOTAL EQUITY | 1,134,101 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,001,000 |
| INCOME & EXPENSE | |
| Loan Income | 65,413 |
| Investment Income | 54,958 |
| Other Income | 1,610 |
| Total Employee Compensation & Benefits | 106,599 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 34,467 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,139 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -21,224 |
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