Sep, 30, 2025 — TRAILHEAD FEDERAL CREDIT UNION is a federal credit union headquartered in PORTLAND, OR with 3 branch locations and about $152.61 million in total assets. Opened 91 years ago in 1935, TRAILHEAD FEDERAL CREDIT UNION has about 8,603 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TRAILHEAD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 221 NW 2nd Ave Ste 100 PORTLAND, OR 97209-3959 |
| Phone: | (503) 220-2592 |
| Fax: | (503) 228-6770 |
| Website: | https://www.trailheadcu.org |
| Branches: | 3 branch locations |
| Members: | 8,603 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 644 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $152,610,336 |
| CEO/Manager: | Jim McCarthy |
| Chairperson: | Adam Starling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,795,894 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 54,068,958 |
| Unsecured Loans | 5,335,031 |
| Other Loans | 45,010,669 |
| TOTAL LOANS | 105,480,703 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -405,058 |
| Land And Building | 0 |
| Other Fixed Assets | 417,911 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,453,330 |
| All Other Assets | 0 |
| TOTAL ASSETS | 152,610,336 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,089,654 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,721,649 |
| Regular shares | 43,053,482 |
| All Other Shares & Deposits | 47,005,382 |
| TOTAL SHARES & DEPOSITS | 138,780,513 |
| TOTAL LIABILITIES | 139,870,167 |
| Regular Reserve | 0 |
| Other Reserves | -1,170,550 |
| Undivided Earnings | 13,910,719 |
| TOTAL EQUITY | 12,740,169 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 152,610,336 |
| INCOME & EXPENSE | |
| Loan Income | 5,354,060 |
| Investment Income | 642,789 |
| Other Income | 258,835 |
| Total Employee Compensation & Benefits | 2,678,030 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,297,692 |
| Non-operating Income & (Expense) | 231,549 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 575,000 |
| Cost of Funds | 2,019,842 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -471,899 |
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