PUBLIC EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.publicemployeescu.com for more information.
Sep, 30, 2025 — PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in Waterloo, IA with 1 branch location and about $33.73 million in total assets. Opened 74 years ago in 1952, PUBLIC EMPLOYEES CREDIT UNION has about 1,930 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIC EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. Box 120 Waterloo, IA 50704 |
| Phone: | (319) 291-4375 |
| Fax: | (319) 291-2119 |
| Website: | https://www.publicemployeescu.com |
| Branches: | 1 branch locations |
| Members: | 1,930 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64390 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,732,782 |
| CEO/Manager: | Lisa Carlo |
| Chairperson: | Paul Huting |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,771,350 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,866,054 |
| Unsecured Loans | 529,901 |
| Other Loans | 8,885,264 |
| TOTAL LOANS | 13,281,219 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,511 |
| Land And Building | 155,256 |
| Other Fixed Assets | 1,005 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 294,337 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,732,782 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 22,191 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,062,028 |
| Regular shares | 1,612,238 |
| All Other Shares & Deposits | 24,531,787 |
| TOTAL SHARES & DEPOSITS | 29,206,053 |
| TOTAL LIABILITIES | 29,228,244 |
| Regular Reserve | 0 |
| Other Reserves | 900,000 |
| Undivided Earnings | 3,604,538 |
| TOTAL EQUITY | 4,504,538 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,732,782 |
| INCOME & EXPENSE | |
| Loan Income | 395,803 |
| Investment Income | 188,720 |
| Other Income | 10,727 |
| Total Employee Compensation & Benefits | 234,656 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 175,524 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 144,511 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 77,500 |
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