RIVER REGION CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.rrcu.org for more information.
Sep, 30, 2025 — RIVER REGION CREDIT UNION is a federally insured state chartered credit union headquartered in Jefferson City, MO with 6 branch locations and about $444.16 million in total assets. Opened 72 years ago in 1954, RIVER REGION CREDIT UNION has about 28,316 members and employs 82 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER REGION CREDIT UNION |
|---|---|
| Address: (Main Office) | 3124 W Edgewood Dr Jefferson City, MO 65109 |
| Phone: | (573) 635-4185 |
| Fax: | (573) 636-6036 |
| Website: | https://www.rrcu.org |
| Branches: | 6 branch locations |
| Members: | 28,316 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64283 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $444,162,812 |
| CEO/Manager: | Richard Nichols |
| Chairperson: | Kevin Robinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,454,815 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 482,780 |
| Real Estate Loans | 129,029,031 |
| Unsecured Loans | 16,026,553 |
| Other Loans | 191,814,792 |
| TOTAL LOANS | 352,654,599 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,639,857 |
| Land And Building | 15,601,266 |
| Other Fixed Assets | 1,755,761 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,138,498 |
| All Other Assets | 0 |
| TOTAL ASSETS | 444,162,812 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,731 |
| Notes & Interest Payable | 4,575,000 |
| Accounts Payable & Other Liabilities | 4,680,449 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 55,306,143 |
| Regular shares | 91,533,471 |
| All Other Shares & Deposits | 250,385,464 |
| TOTAL SHARES & DEPOSITS | 397,225,078 |
| TOTAL LIABILITIES | 406,493,258 |
| Regular Reserve | 0 |
| Other Reserves | 5,718,089 |
| Undivided Earnings | 31,951,465 |
| TOTAL EQUITY | 37,669,554 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 444,162,812 |
| INCOME & EXPENSE | |
| Loan Income | 10,881,259 |
| Investment Income | 532,269 |
| Other Income | 1,487,994 |
| Total Employee Compensation & Benefits | 5,175,773 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,153,553 |
| Non-operating Income & (Expense) | 66,340 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 376,749 |
| Cost of Funds | 1,327,883 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,517,566 |
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