Sep, 30, 2025 — UNIVERSITY CREDIT UNION is a federally insured state chartered credit union headquartered in LOS ANGELES, CA with 4 branch locations and about $1.15 billion in total assets. Opened 76 years ago in 1950, UNIVERSITY CREDIT UNION has about 58,940 members and employs 124 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIVERSITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1500 S Sepulveda Blvd LOS ANGELES, CA 90025 |
| Phone: | (800) 828-4510 |
| Fax: | |
| Website: | https://www.ucu.org |
| Branches: | 4 branch locations |
| Members: | 58,940 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64171 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,145,417,313 |
| CEO/Manager: | Estela Nagahashi |
| Chairperson: | Norma P Iadevaia |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 42,301,232 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 461,228 |
| Real Estate Loans | 701,854,838 |
| Unsecured Loans | 75,314,748 |
| Other Loans | 210,920,530 |
| TOTAL LOANS | 988,090,116 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,477,596 |
| Land And Building | 0 |
| Other Fixed Assets | 22,367,811 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,377,583 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,145,417,313 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,247 |
| Notes & Interest Payable | 45,000,000 |
| Accounts Payable & Other Liabilities | 29,892,123 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 215,300,756 |
| Regular shares | 207,594,981 |
| All Other Shares & Deposits | 547,190,610 |
| TOTAL SHARES & DEPOSITS | 970,086,345 |
| TOTAL LIABILITIES | 1,044,990,801 |
| Regular Reserve | 0 |
| Other Reserves | 8,779,183 |
| Undivided Earnings | 91,647,329 |
| TOTAL EQUITY | 100,426,512 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,145,417,313 |
| INCOME & EXPENSE | |
| Loan Income | 37,189,951 |
| Investment Income | 2,169,058 |
| Other Income | 1,016,755 |
| Total Employee Compensation & Benefits | 11,580,497 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,355,137 |
| Non-operating Income & (Expense) | 1,104,071 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,381,021 |
| Cost of Funds | 13,375,399 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -165,357 |
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