Sep, 30, 2025 — VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in SALEM, OR with 1 branch location and about $111.50 million in total assets. Opened 69 years ago in 1957, VALLEY CREDIT UNION has about 6,094 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2096 Mission St Se SALEM, OR 97302 |
| Phone: | (503) 364-7999 |
| Fax: | (503) 589-6219 |
| Website: | https://www.valleycu.org/ |
| Branches: | 1 branch locations |
| Members: | 6,094 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64169 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $111,495,759 |
| CEO/Manager: | Pat Force |
| Chairperson: | Rob Kansky |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,434,302 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,761,968 |
| Unsecured Loans | 7,729,331 |
| Other Loans | 35,566,416 |
| TOTAL LOANS | 81,057,715 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,119,142 |
| Land And Building | 1,561,465 |
| Other Fixed Assets | 191,057 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 913,861 |
| All Other Assets | 52,388 |
| TOTAL ASSETS | 111,495,759 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,306,330 |
| Accounts Payable & Other Liabilities | -1,007,036 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,062,284 |
| Regular shares | 24,052,895 |
| All Other Shares & Deposits | 53,750,828 |
| TOTAL SHARES & DEPOSITS | 95,866,007 |
| TOTAL LIABILITIES | 97,165,301 |
| Regular Reserve | 0 |
| Other Reserves | -641,620 |
| Undivided Earnings | 14,972,078 |
| TOTAL EQUITY | 14,330,458 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 111,495,759 |
| INCOME & EXPENSE | |
| Loan Income | 4,526,902 |
| Investment Income | 568,626 |
| Other Income | 282,427 |
| Total Employee Compensation & Benefits | 1,374,078 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,326,334 |
| Non-operating Income & (Expense) | -6,071 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 704,990 |
| Cost of Funds | 1,549,166 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 865,181 |
| ↑ Back to Top | |