Sep, 30, 2025 — FOUNTAIN VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in FOUNTAIN VALLEY, CA with 1 branch location and about $1.98 million in total assets. Opened 59 years ago in 1967, FOUNTAIN VALLEY CREDIT UNION has about 176 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOUNTAIN VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 10200 Slater Ave FOUNTAIN VALLEY, CA 92708 |
| Phone: | (714) 968-3080 |
| Fax: | (714) 968-2718 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 176 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64108 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,978,772 |
| CEO/Manager: | Silvia Lopez |
| Chairperson: | Tim Davis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 446,953 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 161,821 |
| Other Loans | 536,877 |
| TOTAL LOANS | 698,698 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,700 |
| Land And Building | 0 |
| Other Fixed Assets | 13,266 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 17,413 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,978,772 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,615 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 559,312 |
| All Other Shares & Deposits | 954,344 |
| TOTAL SHARES & DEPOSITS | 1,513,656 |
| TOTAL LIABILITIES | 1,518,271 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 460,501 |
| TOTAL EQUITY | 460,501 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,978,772 |
| INCOME & EXPENSE | |
| Loan Income | 40,876 |
| Investment Income | 34,690 |
| Other Income | 195 |
| Total Employee Compensation & Benefits | 40,697 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 29,883 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 7,893 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -2,712 |
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