Sep, 30, 2025 — FAMILY COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLES CITY, IA with 1 branch location and about $25.34 million in total assets. Opened 66 years ago in 1960, FAMILY COMMUNITY CREDIT UNION has about 2,032 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FAMILY COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1211 N Grand Ave CHARLES CITY, IA 50616-1320 |
| Phone: | (641) 228-6612 |
| Fax: | (641) 228-4474 |
| Website: | https://www.ccfccu.com |
| Branches: | 1 branch locations |
| Members: | 2,032 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64067 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,337,244 |
| CEO/Manager: | Emily Ott |
| Chairperson: | Daniel J Hubert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,416,460 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,822,953 |
| Unsecured Loans | 14,266 |
| Other Loans | 6,578,350 |
| TOTAL LOANS | 8,415,570 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,943 |
| Land And Building | 128,757 |
| Other Fixed Assets | 23,671 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 189,313 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,337,244 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 24,278 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 165,422 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,754,919 |
| Regular shares | 14,909,490 |
| All Other Shares & Deposits | 1,473,035 |
| TOTAL SHARES & DEPOSITS | 22,137,444 |
| TOTAL LIABILITIES | 22,327,144 |
| Regular Reserve | 0 |
| Other Reserves | 618,387 |
| Undivided Earnings | 2,391,713 |
| TOTAL EQUITY | 3,010,100 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,337,244 |
| INCOME & EXPENSE | |
| Loan Income | 400,294 |
| Investment Income | 390,932 |
| Other Income | 55,913 |
| Total Employee Compensation & Benefits | 276,396 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 248,843 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,500 |
| Cost of Funds | 90,125 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 241,383 |
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