Sep, 30, 2025 — BENTON COUNTY SCHOOLS CREDIT UNION is a federally insured state chartered credit union headquartered in CORVALLIS, OR with 2 branch locations and about $70.70 million in total assets. Opened 73 years ago in 1953, BENTON COUNTY SCHOOLS CREDIT UNION has about 2,220 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BENTON COUNTY SCHOOLS CREDIT UNION |
|---|---|
| Address: (Main Office) | 2101 NW Professional DR CORVALLIS, OR 97330 |
| Phone: | (541) 754-7765 |
| Fax: | (541) 757-7526 |
| Website: | https://www.bcscu.org |
| Branches: | 2 branch locations |
| Members: | 2,220 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64059 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $70,695,805 |
| CEO/Manager: | Amanda K Held |
| Chairperson: | Kevin Decoster |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,445,744 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,971,564 |
| Unsecured Loans | 1,856,220 |
| Other Loans | 5,184,607 |
| TOTAL LOANS | 34,012,391 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -38,545 |
| Land And Building | 3,839,570 |
| Other Fixed Assets | 313,364 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 591,116 |
| All Other Assets | 0 |
| TOTAL ASSETS | 70,695,805 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 238,825 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,746,570 |
| Regular shares | 13,600,163 |
| All Other Shares & Deposits | 40,005,135 |
| TOTAL SHARES & DEPOSITS | 63,351,868 |
| TOTAL LIABILITIES | 63,590,693 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,105,112 |
| TOTAL EQUITY | 7,105,112 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 70,695,805 |
| INCOME & EXPENSE | |
| Loan Income | 1,102,345 |
| Investment Income | 714,890 |
| Other Income | 17,395 |
| Total Employee Compensation & Benefits | 493,909 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 670,693 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,391 |
| Cost of Funds | 529,033 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 325,187 |
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