Sep, 30, 2025 — HORIZON CREDIT UNION is a federally insured state chartered credit union headquartered in MACON, MO with 2 branch locations and about $57.43 million in total assets. Opened 72 years ago in 1954, HORIZON CREDIT UNION has about 6,226 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HORIZON CREDIT UNION |
|---|---|
| Address: (Main Office) | 310 N Missouri St MACON, MO 63552 |
| Phone: | (660) 385-8205 |
| Fax: | (660) 385-6662 |
| Website: | https://www.yourhcu.com |
| Branches: | 2 branch locations |
| Members: | 6,226 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63844 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,430,669 |
| CEO/Manager: | Lara K Lucas |
| Chairperson: | Dennis Fessler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,178,540 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 473,373 |
| Unsecured Loans | 2,561,886 |
| Other Loans | 35,011,897 |
| TOTAL LOANS | 38,047,156 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -195,735 |
| Land And Building | 1,616,661 |
| Other Fixed Assets | 45,649 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 518,740 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,430,669 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,882 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 462,213 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,310,678 |
| Regular shares | 26,636,653 |
| All Other Shares & Deposits | 17,414,085 |
| TOTAL SHARES & DEPOSITS | 50,361,416 |
| TOTAL LIABILITIES | 50,826,511 |
| Regular Reserve | 0 |
| Other Reserves | -138,707 |
| Undivided Earnings | 6,742,865 |
| TOTAL EQUITY | 6,604,158 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,430,669 |
| INCOME & EXPENSE | |
| Loan Income | 2,063,982 |
| Investment Income | 318,483 |
| Other Income | 72,393 |
| Total Employee Compensation & Benefits | 886,500 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 680,718 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 53,938 |
| Cost of Funds | 627,895 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 371,086 |
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