NAVIGATOR CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.navigatorcu.org for more information.
Sep, 30, 2025 — NAVIGATOR CREDIT UNION is a federally insured state chartered credit union headquartered in Pascagoula, MS with 13 branch locations and about $439.34 million in total assets. Opened 87 years ago in 1939, NAVIGATOR CREDIT UNION has about 45,264 members and employs 129 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NAVIGATOR CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 1647 Pascagoula, MS 39568-1647 |
| Phone: | (228) 475-7300 |
| Fax: | |
| Website: | https://www.navigatorcu.org |
| Branches: | 13 branch locations |
| Members: | 45,264 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63637 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $439,339,521 |
| CEO/Manager: | Sonya Jarvis |
| Chairperson: | Tommy Leonard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 143,118,550 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 51,172,596 |
| Unsecured Loans | 33,722,005 |
| Other Loans | 135,681,669 |
| TOTAL LOANS | 220,593,622 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,404,264 |
| Land And Building | 8,041,790 |
| Other Fixed Assets | 596,439 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,649,534 |
| All Other Assets | 119,356 |
| TOTAL ASSETS | 439,339,521 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,678 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,185,115 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 59,094,126 |
| Regular shares | 180,192,417 |
| All Other Shares & Deposits | 140,683,230 |
| TOTAL SHARES & DEPOSITS | 379,969,773 |
| TOTAL LIABILITIES | 387,166,566 |
| Regular Reserve | 0 |
| Other Reserves | 2,131,289 |
| Undivided Earnings | 50,041,666 |
| TOTAL EQUITY | 52,172,955 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 439,339,521 |
| INCOME & EXPENSE | |
| Loan Income | 8,335,678 |
| Investment Income | 1,621,019 |
| Other Income | 3,985,813 |
| Total Employee Compensation & Benefits | 6,531,113 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,460,427 |
| Non-operating Income & (Expense) | 658,156 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 265,158 |
| Cost of Funds | 1,499,078 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,237,629 |
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