Sep, 30, 2025 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in MEXICO, MO with 7 branch locations and about $302.67 million in total assets. Opened 91 years ago in 1935, UNITED CREDIT UNION has about 28,434 members and employs 105 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 802 E Breckenridge St MEXICO, MO 65265 |
| Phone: | (573) 581-8651 |
| Fax: | (573) 581-1436 |
| Website: | https://www.unitedcu.org |
| Branches: | 7 branch locations |
| Members: | 28,434 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63597 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $302,673,193 |
| CEO/Manager: | Brent Sadler |
| Chairperson: | Patrick Donovan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 54,524,982 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 44,465,826 |
| Unsecured Loans | 20,169,033 |
| Other Loans | 123,045,742 |
| TOTAL LOANS | 187,680,601 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,188,099 |
| Land And Building | 8,756,012 |
| Other Fixed Assets | 1,166,135 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,260,855 |
| All Other Assets | 0 |
| TOTAL ASSETS | 302,673,193 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 36,059 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,690,611 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 61,274,393 |
| Regular shares | 120,761,009 |
| All Other Shares & Deposits | 74,981,949 |
| TOTAL SHARES & DEPOSITS | 257,017,352 |
| TOTAL LIABILITIES | 261,744,022 |
| Regular Reserve | 0 |
| Other Reserves | -2,975,178 |
| Undivided Earnings | 43,904,349 |
| TOTAL EQUITY | 40,929,171 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 302,673,193 |
| INCOME & EXPENSE | |
| Loan Income | 9,429,079 |
| Investment Income | 2,212,634 |
| Other Income | 2,327,459 |
| Total Employee Compensation & Benefits | 5,937,900 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,545,480 |
| Non-operating Income & (Expense) | 50,887 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,163,594 |
| Cost of Funds | 1,846,518 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,185,942 |
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