MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.mspecu.org for more information.
Sep, 30, 2025 — MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in Jackson, MS with 1 branch location and about $31.82 million in total assets. Opened 60 years ago in 1966, MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION has about 5,740 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSISSIPPI PUBLIC EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 613 S West St Jackson, MS 39201-5506 |
| Phone: | (601) 948-8191 |
| Fax: | (601) 948-8198 |
| Website: | https://www.mspecu.org |
| Branches: | 1 branch locations |
| Members: | 5,740 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63442 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Apr 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,821,534 |
| CEO/Manager: | Debbie Cox |
| Chairperson: | Mark Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,673,860 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,753,318 |
| Other Loans | 7,638,630 |
| TOTAL LOANS | 9,391,948 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -33,124 |
| Land And Building | 363,176 |
| Other Fixed Assets | 18,740 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 274,404 |
| All Other Assets | 0 |
| TOTAL ASSETS | 31,821,534 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 25 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 89,574 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,793,274 |
| Regular shares | 18,873,891 |
| All Other Shares & Deposits | 6,264,629 |
| TOTAL SHARES & DEPOSITS | 27,931,794 |
| TOTAL LIABILITIES | 28,021,393 |
| Regular Reserve | 0 |
| Other Reserves | -17 |
| Undivided Earnings | 3,800,158 |
| TOTAL EQUITY | 3,800,141 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,821,534 |
| INCOME & EXPENSE | |
| Loan Income | 488,649 |
| Investment Income | 144,587 |
| Other Income | 270,280 |
| Total Employee Compensation & Benefits | 388,784 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 552,241 |
| Non-operating Income & (Expense) | 6,950 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,632 |
| Cost of Funds | 5,672 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 83,998 |
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