Sep, 30, 2025 — MEMBERS ""FIRST"" COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in QUINCY, IL with 2 branch locations and about $102.71 million in total assets. Opened 72 years ago in 1954, MEMBERS ""FIRST"" COMMUNITY CREDIT UNION has about 7,341 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS ""FIRST"" COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1201 N 24th St QUINCY, IL 62301 |
| Phone: | (217) 223-4377 |
| Fax: | (217) 223-4391 |
| Website: | https://www.membersfirstccu.com |
| Branches: | 2 branch locations |
| Members: | 7,341 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63368 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $102,706,841 |
| CEO/Manager: | TERI M MCEWEN |
| Chairperson: | Jonathan Straube |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,208,173 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,626,803 |
| Unsecured Loans | 9,498,746 |
| Other Loans | 30,703,050 |
| TOTAL LOANS | 76,828,599 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -308,379 |
| Land And Building | 7,595,363 |
| Other Fixed Assets | 304,614 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 686,636 |
| All Other Assets | 0 |
| TOTAL ASSETS | 102,706,841 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,250 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 824,582 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,621,426 |
| Regular shares | 21,487,191 |
| All Other Shares & Deposits | 38,904,262 |
| TOTAL SHARES & DEPOSITS | 75,012,879 |
| TOTAL LIABILITIES | 75,844,711 |
| Regular Reserve | 0 |
| Other Reserves | 838,942 |
| Undivided Earnings | 26,023,188 |
| TOTAL EQUITY | 26,862,130 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 102,706,841 |
| INCOME & EXPENSE | |
| Loan Income | 3,898,148 |
| Investment Income | 532,138 |
| Other Income | 992,239 |
| Total Employee Compensation & Benefits | 1,719,860 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,543,089 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 95,000 |
| Cost of Funds | 1,070,980 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,649,323 |
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