Sep, 30, 2025 — RIMROCK CREDIT UNION is a federally insured state chartered credit union headquartered in BILLINGS, MT with 1 branch location and about $60.01 million in total assets. Opened 77 years ago in 1949, RIMROCK CREDIT UNION has about 3,354 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIMROCK CREDIT UNION |
|---|---|
| Address: (Main Office) | 952 Central Ave BILLINGS, MT 59102-5845 |
| Phone: | (406) 248-3685 |
| Fax: | (406) 248-3686 |
| Website: | https://www.rimrockcu.org |
| Branches: | 1 branch locations |
| Members: | 3,354 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63183 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $60,013,166 |
| CEO/Manager: | Wade McFadden |
| Chairperson: | Terry Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,553,321 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,313,887 |
| Unsecured Loans | 2,678,963 |
| Other Loans | 12,715,179 |
| TOTAL LOANS | 16,708,029 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -97,793 |
| Land And Building | 1,255,481 |
| Other Fixed Assets | 299,231 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 492,576 |
| All Other Assets | 0 |
| TOTAL ASSETS | 60,013,166 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 223,890 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 194,406 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,273,238 |
| Regular shares | 22,346,565 |
| All Other Shares & Deposits | 18,023,219 |
| TOTAL SHARES & DEPOSITS | 50,643,025 |
| TOTAL LIABILITIES | 51,096,513 |
| Regular Reserve | 0 |
| Other Reserves | 1,142,078 |
| Undivided Earnings | 7,774,575 |
| TOTAL EQUITY | 8,916,653 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 60,013,166 |
| INCOME & EXPENSE | |
| Loan Income | 832,884 |
| Investment Income | 1,256,760 |
| Other Income | 85,234 |
| Total Employee Compensation & Benefits | 491,926 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 724,869 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,982 |
| Cost of Funds | 438,295 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 645,928 |
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