Mar, 31, 2022 — LISTERHILL CREDIT UNION is a federally insured state chartered credit union headquartered in MUSCLE SHOALS, AL with 16 branch locations and about $1.17 billion in total assets. Opened 70 years ago in 1952, LISTERHILL CREDIT UNION has about 90,521 members and employs 286 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LISTERHILL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4790 2nd St MUSCLE SHOALS, AL 35661-1285 |
| Phone: | (256) 383-9204 |
| Fax: | (256) 314-6502 |
| Website: | http://www.listerhill.com |
| Branches: | 16 branch locations |
| Members: | 90,521 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63057 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,166,930,834 |
| CEO/Manager: | Brad Green |
| Chairperson: | Franklin Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 99,388,711 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 467,062,793 |
| Unsecured Loans | 67,430,159 |
| Other Loans | 297,092,788 |
| TOTAL LOANS | 839,250,682 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,919,043 |
| Land And Building | 27,438,016 |
| Other Fixed Assets | 2,448,686 |
| NCUSIF Deposit | 9,685,657 |
| All Other Assets | 85,877 |
| TOTAL ASSETS | 1,166,930,834 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,549,858 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 201,509,291 |
| Regular shares | 501,187,958 |
| All Other Shares & Deposits | 376,185,689 |
| TOTAL SHARES & DEPOSITS | 1,078,882,938 |
| TOTAL LIABILITIES | 1,085,432,796 |
| Regular Reserve | 0 |
| Other Reserves | -18,899,051 |
| Undivided Earnings | 100,397,089 |
| TOTAL EQUITY | 81,498,038 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,166,930,834 |
| INCOME & EXPENSE | |
| Loan Income | 8,963,247 |
| Investment Income | 539,687 |
| Other Income | 2,116,743 |
| Total Employee Compensation & Benefits | 5,453,451 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 5,352,684 |
| Non-operating Income & (Expense) | -2,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 355,000 |
| Cost of Funds | 1,153,213 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,103,975 |
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