Sep, 30, 2025 — LISTERHILL CREDIT UNION is a federally insured state chartered credit union headquartered in MUSCLE SHOALS, AL with 18 branch locations and about $1.41 billion in total assets. Opened 74 years ago in 1952, LISTERHILL CREDIT UNION has about 91,761 members and employs 296 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LISTERHILL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4790 2nd St MUSCLE SHOALS, AL 35661-1285 |
| Phone: | (256) 383-9204 |
| Fax: | (256) 314-6502 |
| Website: | https://www.listerhill.com |
| Branches: | 18 branch locations |
| Members: | 91,761 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63057 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,407,169,925 |
| CEO/Manager: | Brad Green |
| Chairperson: | Mark D Linder |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 180,052,605 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,029,878 |
| Real Estate Loans | 633,494,690 |
| Unsecured Loans | 87,768,804 |
| Other Loans | 331,562,490 |
| TOTAL LOANS | 1,072,770,403 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,900,368 |
| Land And Building | 33,984,559 |
| Other Fixed Assets | 1,345,718 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,771,311 |
| All Other Assets | 82,000 |
| TOTAL ASSETS | 1,407,169,925 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,992,900 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 40,000,000 |
| Share Drafts | 364,028,731 |
| Regular shares | 358,435,524 |
| All Other Shares & Deposits | 533,995,910 |
| TOTAL SHARES & DEPOSITS | 1,256,460,165 |
| TOTAL LIABILITIES | 1,302,453,070 |
| Regular Reserve | 0 |
| Other Reserves | -7,739,995 |
| Undivided Earnings | 112,456,850 |
| TOTAL EQUITY | 104,716,855 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,407,169,925 |
| INCOME & EXPENSE | |
| Loan Income | 49,437,664 |
| Investment Income | 7,345,070 |
| Other Income | 7,022,307 |
| Total Employee Compensation & Benefits | 22,634,497 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 22,846,288 |
| Non-operating Income & (Expense) | -32,952 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,293,000 |
| Cost of Funds | 21,989,079 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,999,652 |
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